Cranman,
I had a similar experience with my 20* Rev X quilt as I discussed in more detail on another thread. Tim's open baffle design is flawed, it allows the down to settle at the edges of the quilt, which it does. I've never had that problem with a closed baffle bag. Tim said the over-stuff might help the down stay in place. Another flaw. I should not have to pay for more insulation to get the quilt to perform at it's rated temp. I understand that many people do not have this problem with the EE quilts, but like your experience, the 7 nights I spent in my Rev X quilt were the most miserable camping nights I've have in decades.