I don't have to commute because my work is all over this area and I work out of my truck. It would be hard to carry lumber, tools etc on my bike even with the largest panniers I could find. <img src="/forums/images/graemlins/tongue.gif" alt="" /> I know fenders would shed some of the water, but I was thinking of basic (caught in the rain) rain gear. Just thought someone might have suggestions on brands/costs. I've checked out bike nashbar and they have several types. Right now I'm trying to get seat time and work up to training for a century. I may not actually do the century but want to be in shape for it. I don't currently own a road bike so I don't think I'll try doing a century on my hybrid. A road bike is in my future though.