I rarely spend a lot of money at REI in any given year. Maybe a couple of hundred dollars total -- they just don't have the kind of gear or clothing that interests me.

On the other hand, my REI dividend is $355.98 this year. We use their credit card for everything, and pay it off every month. We'll probably wait until June and get it in cash -- then go buy a Double Rainbow or something like that.
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--Ken B