I havn't recd an email or anything in the mail yet about my dividend, I know I spent some money there last year.

The last two holiday seasons, MasterCard has sent me a $10 coupon to use at Penneys if I use my MC. This year I got a second one too, so I took it to Penneys, but after wandering around the store for 15 minutes, I couldn't find anything that I wanted to spend an additional $10-$15 on so I left and threw the coupon away. I was going to buy some socks but they were on sale for under $10 and I couldn't get them according to the associate.:(