Have used an InReach on and off the last few years. Two-way comms with home are a blessing, plus they can give you weather updates.

Have never needed the emergency function, thankfully, and suppose (because I'm SO competent) it's as much for helping someone we encounter as for ourselves. Peace of mind can be its own reward.

PLBs are an all-or-nothing proposition that you genuinely hope to never put to use. They have the advantage of no fees but for whatever reason the ones I see do not have user-replaceable batteries.