My method is cheap, easy, and tastes just like home. I heat water, turn off heat, dump a normal amount of grounds in the pot, wait a few minutes, and strain it through a 2-inch diameter half tea ball that I found broken in a drawer a long time ago. There are a few grounds left in the bottom of the cup but not much and using the coarse screen is much faster and easier than messing with a paper filter. I do the same thing with loose tea sometimes.

I recently found some Nido dried milk at Walmart and it's much better than Carnation or the no-dairy stuff in coffee. Cocoa powder, Nido. and sugar is also much better than hot chocolate packets and hits the spot after dinner when it's cold out.