My hypothetical answer to your hypothetical question is dependent on the group size. If I were with a group of 4, like you mentioned, I would probably carry on as planned. If I were by myself or with only one other person, I would reconsider and find another place to camp.

I think that with enough experience, you can kind of gauge the bear's reaction too. If it tears off right away at full speed, I would feel better about camping there than if it is curious and kind of sniffs around a bit.

(By the way, I'm new here, so HI! everyone)