Thanks to both of you!!

And yes, I've been following link after link after link doing the 'research'!

Good thing it's the dead of winter here and I'm a wuss or I'd have jumped in with both feet and little planning. Hibernation mode has allowed me the opportunity to read for hours. smile

I'll be making a seriously water repellant overlay for the top quilt!

I'd rather carry a little extra weight and know that I have dry sleeping gear than have to sleep in the 'wet spot'!